Insurance on your crypto assets
Our Premium Account plans
Starter
You receive- Insurance for AUD 20,000 worth of crypto assets
- Premium support
- Starter Pack
AUD 300 per year-
Bronze
You receive- Insurance for AUD 50,000 worth of crypto assets
- Premium support
- Starter Pack
AUD 600 per year-
Silver
You receive- Insurance for AUD 100,000 worth of crypto assets
- Premium support
- Starter Pack
AUD 1,000 per year-
Gold
You receive- Insurance for AUD 500,000 worth of crypto assets
- Premium support
- Starter Pack
AUD 4,500 per year-
Platinum
You receive- Insurance for AUD 1,000,000 worth of crypto assets
- Premium support
- Starter Pack
AUD 8,000 per year-
Diamond
You receive- Insurance for AUD 5,000,000 worth of crypto assets
- Premium support
- Starter Pack
- 1bp trade fee reduction
AUD 35,000 per year-
Is a Premium Account suitable for you?
Crypto holders
Protect one of your most valuable assets through insurance - backed by one of the largest underwriters in the world.
Self-Managed Super Funds
Let us manage the security of your crypto assets, while you focus on building your wealth.
Traders
Take advantage of generous fee reductions in addition to existing Trade Volume Discounts.
Institutions
Risk management: insure your crypto, while your fiat is in segregated customer accounts.
VIP service and customer support
Move to the front of the queue to receive priority support, when you need it most.
Reduced fees
Trade fee reductions apply in addition to the existing Trade Volume Discount schedule, down to as low as 0.02%
Access your Premium Account
About our insurance
What it covers
Independent Reserve maintains an insurance policy over the value of cryptocurrency held in our facilities. The insurance offered with a Premium Account plan insures you against a loss of any cryptocurrency that is held in an Independent Reserve wallet. The policy covers any breach of Independent Reserve’s physical security measures and employee theft. Your cryptocurrency is insured up to an equivalent AUD amount in line with your Premium Account tier.
What it doesn’t cover
The policy does not cover any losses resulting from unauthorised access to your Independent Reserve account. It is your responsibility to use a strong password and maintain control of all login credentials you use to access Independent Reserve.
How a claim is processed
In a loss event, you will be compensated for any loss of your cryptocurrency holdings at the time of the incident up to the value of your Premium Account tier. The basis of valuation of your cryptocurrency holdings is determined by the United States Dollar (USD) price as stated on www.coingecko.com at the time of the incident.The USD price will be converted to Australian Dollars (AUD) at the USD / AUD exchange rate on the date of the loss event. The FX rate is publicly available on the Independent Reserve website. In the event that the coingecko.com website is not available, Independent Reserve will select a suitable, independent, publicly available pricing source.
