Insurance on your crypto assets

Upgrade to a Premium Account to access insurance on your digital assets and premium support
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Please see our Terms and Conditions for further information.
  • Crypto holders

    Crypto holders

    Protect one of your most valuable assets through insurance - backed by one of the largest underwriters in the world.
  • Self-Managed Super Funds

    Self-Managed Super Funds

    Let us manage the security of your crypto assets, while you focus on building your wealth.
  • Traders

    Traders

    Take advantage of generous fee reductions in addition to existing Trade Volume Discounts.
  • Institutions

    Institutions

    Risk management: insure your crypto, while your fiat is in segregated customer accounts.
  • VIP service and customer support

    VIP service and customer support

    Move to the front of the queue to receive priority support, when you need it most.
  • Reduced fees

    Reduced fees

    Trade fee reductions apply in addition to the existing Trade Volume Discount schedule, down to as low as 0.02%
  • What it covers

    What it covers

    Independent Reserve maintains an insurance policy over the value of cryptocurrency held in our facilities. The insurance offered with a Premium Account plan insures you against a loss of any cryptocurrency that is held in an Independent Reserve wallet. The policy covers any breach of Independent Reserve’s physical security measures and employee theft. Your cryptocurrency is insured up to an equivalent AUD amount in line with your Premium Account tier.

  • What it doesn’t cover

    What it doesn’t cover

    The policy does not cover any losses resulting from unauthorised access to your Independent Reserve account. It is your responsibility to use a strong password and maintain control of all login credentials you use to access Independent Reserve.

  • How a claim is processed

    How a claim is processed

    In a loss event, you will be compensated for any loss of your cryptocurrency holdings at the time of the incident up to the value of your Premium Account tier. The basis of valuation of your cryptocurrency holdings is determined by the United States Dollar (USD) price as stated on www.coingecko.com at the time of the incident.The USD price will be converted to Australian Dollars (AUD) at the USD / AUD exchange rate on the date of the loss event. The FX rate is publicly available on the Independent Reserve website. In the event that the coingecko.com website is not available, Independent Reserve will select a suitable, independent, publicly available pricing source.

Premium support

With a premium account plan you will have a guaranteed response time of 1 hour during Sydney business hours for any support requests submitted through our Support screen.