Premium Accounts with Insurance
Upgrade your account to include insurance on your cryptocurrency, trading fee reductions, and premium support.
Log in and sign-up to a Premium Account today
Log inIs a Premium Account suitable for you?
There’s a Premium Account for you
Starter
You receive- Insurance for AUD 15,000 worth of crypto assets
- 1bp trade fee reduction
- Premium support
AUD 300 per year-
Bronze
You receive- Insurance for AUD 50,000 worth of crypto assets
- 5bp trade fee reduction
- Premium support
AUD 999 per year-
Silver
You receive- Insurance for AUD 100,000 worth of crypto assets
- 10bp trade fee reduction
- Premium support
AUD 1,999 per year-
Gold
You receive- Insurance for AUD 500,000 worth of crypto assets
- 15bp trade fee reduction
- Premium support
AUD 8,999 per year-
Platinum
You receive- Insurance for AUD 1,000,000 worth of crypto assets
- 20bp trade fee reduction
- Premium support
AUD 16,999 per year-
Diamond
You receive- Insurance for AUD 2,000,000 worth of crypto assets
- 25bp trade fee reduction
- Premium support
AUD 31,999 per year-
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About our insurance
What it covers
Independent Reserve maintains an insurance policy over the value of cryptocurrency held in our facilities. The insurance offered with a Premium Account plan insures you against a loss of any cryptocurrency that is held in an Independent Reserve wallet. The policy covers any breach of Independent Reserve's physical security measures and employee theft. Your cryptocurrency is insured up to an equivalent AUD amount in line with your Premium Account tier.
What it doesn’t cover
The policy does not cover any losses resulting from unauthorised access to your Independent Reserve account. It is your responsibility to use a strong password and maintain control of all login credentials you use to access Independent Reserve.
How a claim is processed
In a loss event, you will be compensated for any loss of your cryptocurrency holdings at the time of the incident up to the value of your Premium Account tier. The basis of valuation of your cryptocurrency holdings is determined by the United States Dollar (USD) price as stated on www.coingecko.com at the time of the incident.The USD price will be converted to Australian Dollars (AUD) at the USD / AUD exchange rate on the date of the loss event. The FX rate is publicly available on the Independent Reserve website. In the event that the coingecko.com website is not available, Independent Reserve will select a suitable, independent, publicly available pricing source.
Reduced fees
Discounts by plan
- Starter: 1pb
- Bronze: 5pb
- Silver: 10pb
- Gold: 15pb
- Platinum: 20pb
- Diamond: 25pb