Cross-border payments and disbursements, built for businesses
Make payments across multiple currencies, including EUR, HKD, USD, AUD, VND, USDC, USDT, and more. Settled in minutes, not days.
Fiat or stablecoin at your discretion
Independent Reserve works around your business. Start with one payment flow and add more as you grow.
Supplier & invoice payments
Accept stablecoin payments
Fiat-to-stablecoin payouts
Intra-company transfers
Global employee payroll
Why businesses choose us
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MAS licensed
First to be licensed by the Monetary Authority of Singapore (MAS) to provide Digital Payment Token (DPT) services under the Payment Services Act (PSA) 2019.
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Multi-currency payouts
Stablecoins (USDC and USDT) and fiat currencies (EUR, HKD, USD, AUD, VND, and more) all from one account.
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Dedicated support team
End-to-end support from our team from account setup through to execution and settlement.
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OTC desk for large volumes
Best-execution pricing on high-value transactions with no hidden fees. Not a one-size-fits-all rate card.
Built for corporates, SMEs, and Web3 platforms
Corporates & MNCs
SMEs
Web3 platforms & fintechs
Fast-track your payments
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Apply online in minutes
Complete your corporate account application.
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Fund your account
Deposit in fiat (SGD via PayNow or USD via SWIFT), or in stablecoins (USDT and USDC).
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Accept, pay or disburse
Pay suppliers and accept stablecoin payments immediately.
Trusted by global partners
Singapore’s first licensed crypto exchange for all investors
We are members of
