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About
Learn about Independent Reserve

Australia’s trusted and secure crypto exchange since 2013.

Get more crypto for less

Enjoy free deposits and low trading fees.

Simply lower fees

Deposit fees

from

Free deposits on amounts of NZD 5,000 and above.

Deposits under NZD 5,000 incur a NZD 15 processing fee. Have an Australian bank account? Free deposit on amounts above AUD 100.

Full deposit fees

Trading fees

starting at

0.5

down to 0.02%

Reduce your fees as you trade.

A low fee is applied when you buy or sell any cryptocurrency. For example, if you bought $100 of Bitcoin, you’d pay a standard fee of $0.50. The trading fee starts at 0.5% and can go as low as 0.02% (i.e. $0.02 per $100 traded) based on your 30-day trading volume.

Trade volume discount

Withdrawal fees

from

For NZD withdrawals.

Fees apply to crypto withdrawals.

Full withdrawals fees

Trade with New Zealand’s trusted crypto exchange

With an impeccable record since 2013, your crypto is in safe hands. Whether you’re just starting or you’re a seasoned crypto investor, we have world-class features, security, and friendly support staff available 24/7.

Feature name	Independent Reserve
Trading fees	0.50% - 0.02%
NZ dollar deposits	Yes
Multi-currency deposits & withdrawals	AUD, NZD & USD
Fee free deposits	* Yes
Multi-currency trading (NZD, AUD, SGD & USD)	Yes
Daily deposit limit	Unlimited***
Transparent order book	Yes
Automated recurring buys (DCA)	Yes
Automated trading via API	Yes
Mobile app	Yes
Blockchain Australia certified	Yes
ISO 27001 certification	Yes
Personal accounts	Yes
Company accounts	Yes
Trust accounts	Yes
OTC trading desk	Yes

EasyCrypto	Dassetx	BitPrime
0.90% - 0.70%	1.00% - 0.08%	5.00% - 2.00%
Yes	Yes	Yes
AUD & NZD	NZD	NZD
Yes	** Yes	Yes
Yes	No	No
NZD 100k***	NZD 50k p.a***	NZD 20k***
No	Yes	Yes
Yes	No	No
Yes	Yes	No
Yes	No	No
No	No	No
No	No	No
Yes	Yes	Yes
No	Yes	No
No	No	No
Yes	Yes	Yes

* For deposits over NZ$5,000. ** Dassetx charges for POLiPay deposits: 1.0%+ NZ$0.30 (capped at NZ$3.00). *** Contact our support team to discuss limit increases beyond initial limits. All information in the table is for illustration only, and is accurate at time of publishing.

Get started

Trading large volumes?

Our over-the-counter (OTC) trading desk offers deeper liquidity and a private, more personalised service for institutional investors and high-net-worth individuals who need to fill large orders that might be too price-disruptive on open markets at exchanges.

Whether you are looking to trade Bitcoin or other cryptocurrencies OTC from $50,000 to $50 million, our industry-leading desk will provide you with seamless trade execution and settlement services that are discreet, secure and ultra-competitive.

Visit OTC desk

Frequently asked questions

We have some of the lowest fees in the market. View the complete list of deposit, withdrawal, and trading fees as well as volume discounts in the table above.

No. We do not charge fees for storing your crypto.

The "spread" is the difference between the lowest sell order and the highest buy order. We operate a transparent order book (just like a stock exchange), so there are no hidden spreads, and you always get the market price.

Get started today

Get started

Start trading

Wanting to do an OTC deal? Learn more here

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Independent Reserve SG Pte. Ltd. holds a Major Payment Institution License (License Number: PS20200517) for providing Digital Payment Token Services under the Payment Services Act 2019.

RISK WARNING ON DIGITAL PAYMENT TOKEN SERVICES

The Monetary Authority of Singapore (MAS) requires us to provide this risk warning to you as a customer of Independent Reserve. Before you pay Independent Reserve any money or DPT, you should be aware of the following.

1. Independent Reserve is licensed by MAS to provide DPT services. Please note that this does not mean you will be able to recover all the money or DPTs you paid to Independent Reserve if our business fails. 2.You should not transact in the DPT if you are not familiar with this DPT. This includes how the DPT is created, and how the DPT you intend to transact is transferred or held by Independent Reserve. 3. You should be aware that the value of DPTs may fluctuate greatly. You should buy DPTs only if you are prepared to accept the risk of losing all of the money you put into such tokens. 4.You should be aware that Independent Reserve, as part of its licence to provide DPT services, may offer services related to DPTs which are promoted as having a stable value, commonly known as “stablecoin”.