Crypto solutions for high-net-worth investors in New Zealand

Securely invest in crypto as an individual or through your company or trust.

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Access to top cryptocurrencies

Buy and sell the world's most liquid and traded cryptocurrencies.

XRP (XRP)
Nzd 4 .36163
+7.89%
Bitcoin (BTC)
Nzd 176,941 .92
+1.47%
Ethereum (ETH)
Nzd 6,752 .14
+0.48%
USD Coin (USDC)
Nzd 1 .71924
−0.29%
Dogecoin (DOGE)
Nzd 0 .71272
+0.87%
Tether USD (USDT)
Nzd 1 .74195
+0.49%
Solana (SOL)
Nzd 390 .4399
−0.36%
Cardano (ADA)
Nzd 1 .94955
+2.31%

View all cryptocurrencies

One platform for all your crypto needs

Enjoy 24/7 support and world-class security. We provide you with all the features you need to securely invest on New Zealand’s trusted crypto exchange.

OTC desk

For trades over $50,000, receive fast, all-inclusive quotes and avoid price slippage by using our OTC desk.

Personalised service

Receive end-to-end support from your dedicated relationship manager.

Lower fees

Enjoy free deposits and low trading fees, starting from 0.5% and going down to 0.02%.

Instant deposits

Deposit NZD via SWIFT or AUD via bank transfer, PayID or NPP.

Invest your way

We offer you simple and advanced ways to trade, including limit orders, dollar-cost averaging, API and OTC.

Reporting

Detailed and compliant transaction reporting.

Multi-user accounts

Provide trusted parties, such as employees, accountants, financial advisors, and family members with tiered access to your Independent Reserve account.

Learn about Multi-users

How to invest in crypto

It takes just a few minutes to start investing. If you would like to discuss placing large orders, creating a company or trust account, speak to a relationship manager.

1. Create your account

Securely register your personal, business account, or trust account and verify your identity.
2. Deposit funds

Deposit NZD via SWIFT or AUD via bank transfer.
3. Start investing

Buy, sell and track your crypto portfolio on your desktop or mobile device.

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Featured on

New Zealand’s most trusted crypto OTC desk

Our over-the-counter (OTC) trading desk offers deeper liquidity and a private, more personalised service for institutional investors, trust fund managers, and high-net-worth individuals who need to fill large orders that might be too price-disruptive on open markets at exchanges.

Whether you are looking to trade Bitcoin (BTC) or other cryptocurrencies OTC from $50,000 to $50 million, our industry-leading desk will provide you with seamless trade execution and settlement services that are discreet, secure and ultra-competitive.

Contact the OTC desk

Independent Reserve, NZ Bitcoin & crypto exchange portal and mobile app

We keep your assets safe, that is our promise

Doing things the right way is our core principle. Our board of directors, advisers and management team bring decades of experience in regulation, traditional finance, risk management and IT security.`

Audited

We engage external auditors to undertake an annual audit of our financial statements in accordance with Australian Accounting Standards. This includes verification of all fiat and crypto balances held in custody on behalf of clients.

Secure

We’ve built world-class operational systems to secure your data and crypto: two-factor authentication, email alerts, and encryption. We conduct regular penetration testing to ensure the integrity of our systems.

Segregated funds

Our customer funds are held separately from our company’s operational funds. We just hold it for when you need it.

ISO 27001 certified

ISO 27001 is a globally recognised security management certification. It demonstrates that our people, processes, tools, and systems adhere to a globally recognised standard.

24/7 support

Whether you’re a novice or an expert, if you need assistance, our dedicated team is here to help you 24/7.

Gold certified

By demonstrating best practices in our systems and processes to keep your data and assets safe, we are a Blockchain Australia Gold Certified cryptocurrency exchange.

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Trusted by global partners

Manage your portfolio on the go

Buy, sell and manage your crypto safely anywhere, anytime with the Independent Reserve app.

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Download on the App Store

Get it on Google Play

Independent Reserve crypto exchange mobile app

Frequently asked questions

What are your trading fees?

Receive more crypto for less by utilising our free deposits and low trading fees:

Free SWIFT deposits on amounts over $5,000.
Trading fees start at 0.5% and go down to 0.02%, based on your 30-day trading volume.

View all fees.

Why use Independent Reserve?

For discerning investors who want to sleep well at night - we believe Independent Reserve is the best crypto exchange in New Zealand. Rest assured with our wide range of benefits and features:

World-class security and corporate governance.
Low trading fees from 0.5% down to 0.02%.
Access deep liquidity and white-glove service on our OTC desk.
Free and instant deposits on amounts over $5,000.
An ability to facilitate personal, business and trust accounts.
Open order book, trade on desktop, the mobile app or via the API.
Extensive tax and transaction reports.
Advanced trading features.
Integrations and partnerships with Fireblocks, KPMG, IRESS and BGL.

With other crypto exchanges, you may be exposed to counterparty risk from white-label resellers and brokers. Moreover, you may be exposed to higher trading fees, hidden spreads, and opaque operational practices.

How can I deposit funds onto the exchange?

You can deposit New Zealand dollars from your bank account using SWIFT. If you have an Australian bank account, you can make a local bank transfer or instantly deposit using PayID.

How long does it take to withdraw my funds?

NZD takes 2 to 5 business days to arrive in your bank account using SWIFT. Additionally, we process AUD withdrawals in real-time.

How long does settlement take?

You can access our order book 24/7 to enjoy instant settlements.

OTC orders are typically settled within a few hours of the trade being placed. For certain deals, we may need up to one business day. If you have specific requirements for settlement, we are happy to work with you to meet your needs.

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