Buy crypto with a credit card in Australia

Securely invest in digital assets using your MasterCard or Visa credit card on Australia’s trusted cryptocurrency exchange.

Visa and MasterCard
Woman holding a plastic card

How to buy crypto with a credit card

  • 1. Create account

    Securely create your personal, SMSF or business account and verify your identity.

  • 2. Deposit funds

    Instantly deposit Australian dollars using a debit or credit card, PayPal or bank transfer.

  • 3. Start investing

    Buy, sell and track your crypto portfolio on your desktop or mobile device.

Explore our features

  • Buy and sell crypto

    There are simple and advanced ways for you to buy and sell crypto. Available order types include simple, market, limit, and advanced “stop buy” and “stop sell”.

    Buy and sell crypto
  • Portfolio tracking

    View real-time market updates with our simple tracking interface.

  • AutoTrader (DCA)

    Automate your crypto investments with strategies that allow you to dollar-cost average (DCA).

  • Trade on the move

    Buy and sell crypto on the iOS or Android Independent Reserve app.

Frequently asked questions

Are there fees for buying crypto with a credit card?
Is there a deposit limit for credit cards?
Which currencies can I deposit using a credit card?
Can I withdraw AUD to my credit card?
Are there any limitations when it comes to using a credit card?
What credit card networks are supported for buying crypto?
From which countries can I deposit using credit card?
How to buy Bitcoin using a credit card in Australia?

Manage your portfolio on the go

Buy, sell and manage your crypto safely anywhere, anytime with the Independent Reserve app.

Independent Reserve crypto exchange mobile app

Awards & Recognition

  • Blockchain Australia Digital Exchange of The Year
  • Deloitte Technology Fast 50 2019 Australia Winner
  • Financial Review Lists 2018 100 Fast
  • Financial Review Most Innovative Companies
  • Financial Times High-Growth Companies Asia-Pacific 2020

Why choose Independent Reserve?

Doing things the right way is our core principle.


We engage external auditors to undertake an annual audit of our financial statements in accordance with Australian Accounting Standards. This includes verification of all fiat and crypto balances held in custody on behalf of clients.


We’ve built world-class operational systems to secure your data and crypto: two-factor authentication, email alerts, and encryption. We conduct regular penetration testing to ensure the integrity of our systems.

Segregated funds

Our customer funds are held separately from our company’s operational funds. We do not use customer assets and funds for investments. We just hold it for when you need it.

ISO 27001 certified

ISO 27001 is a globally recognised security management certification. It demonstrates that our people, processes, tools, and systems adhere to a globally recognised standard.

24/7 support

Whether you’re a novice or an expert, if you need assistance, our dedicated team is here to help you 24/7.

Gold certified

By demonstrating best practices in our systems and processes to keep your data and assets safe, we are a Blockchain Australia Gold Certified cryptocurrency exchange.

Official Crypto Exchange of the Sydney Swans

Tom McCartin and Dane Rampe