Buy XRP (Ripple)

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Ripple Price

1 XRP / USD 0 .50017
Usd US Dollar
Xrp Ripple

How to buy XRP (Ripple)

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What is XRP?

XRP is the native cryptocurrency of the XRP Ledger. It is used to facilitate cross-border payments. It has also been designed to offer a real-time gross settlement system (RTGS), asset exchange, and remittance network.

XRP is unique in the way that it’s a pre-mined currency. Unlike other cryptocurrencies, 100 billion XRP tokens were already created on its launch, with no way of creating more. Ripple Labs holds a large portion of XRP tokens which are released to the market periodically. Any XRP that is not in circulation is stored in escrow.

Faster and cheaper settlements

XRP is designed to settle fast and cheap transactions. It runs on the XRP Ledger (XRPL) blockchain, which operates differently than most cryptocurrencies. It uses a consensus system where validators verify transactions by comparing the information they receive according to the same rules. This will solve the double spending problem and improve the system’s integrity to become faster, cheaper, and more energy-efficient.

Another aspect of XRPL’s speed is its hashing algorithm called HashTree. It doesn’t need to compare every piece of information in the ledger. Instead, it verifies transactions by comparing a single value that condenses all the data in the ledger. As a result, XRPL accomplishes transaction settlements in about three seconds.

Buy XRP (Ripple) on the go

Buy and sell XRP (Ripple) and other popular cryptocurrencies anywhere, anytime with the Independent Reserve app.

Frequently asked questions

The best place to buy XRP (Ripple)

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  • Lower fees

    Lower fees

    Trading from 0.5% down to 0.02%
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    24/7 support

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  • Voted #1

    Voted #1

    Digital Currency Exchange of the Year 2019-2021

How we treat client assets

No commingling of customer funds: we keep client assets completely separate from our own.
1:1 reserves

1:1 reserves

We maintain a full 1:1 reserve of all client fiat and crypto assets.

We hold the vast majority of crypto assets in secure offline cold storage, protected in underground vaults with maximum security.



Our books are balanced and we carry no debt on our balance sheet. We engage external auditors to undertake an annual audit of our financial statements in accordance with Australian Accounting Standards. This includes verification of all fiat and crypto balances held in custody on behalf of clients.

Segregated funds

Segregated funds

We maintain complete segregation of all client assets to ensure that when you need to make a withdrawal you can. We keep your assets safe. That is our promise.

Sole custodian

Sole custodian

Independent Reserve is a sole custodian of all crypto assets held on our platform. Custody is managed in Australia and we do not use any third party custodians.

We adhere to industry best practices and never lend, trade or reinvest your assets.

Explore our features

XRP (Ripple) OTC desk

Our over-the-counter (OTC) trading desk offers deeper liquidity and a private, more personalised service for institutional investors and high-net-worth individuals who need to fill large orders that might be too price-disruptive on open markets at exchanges.

Whether you are looking to trade XRP (Ripple) or other cryptocurrencies OTC from $50,000 to $50 million, our industry-leading desk will provide you with seamless trade execution and settlement services that are discreet, secure and ultra-competitive.

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